Rent vs Buy

Please enter your information below (For your convenience we have filled in common values. Feel free to change amounts as they apply to your situation.)


Monthly Rent
Monthly Renter's Insurance
Annual Rent Increase

Purchase Price of Potential Home
Appraised Value of the Home
House's Annual Appreciation Rate
Your State + Federal Tax Rate
Years Before Loan is Paid Off or You Sell the Home
Loan Amount
Term in Years
Interest Rate of Loan
Discount Points
Origination Fee
Other Loan Costs (ex. application fees, closing costs)
Yearly Property Taxes
Yearly Maintenance Fees or Homeowners Dues (if applicable)
Yearly Homeowner's Insurance
Selling Costs (% of Selling Price)*

* Selling costs are the realtor's fees and tax fees that you incur when the loan is paid off and you sell the home.
Note: Please review your options with your loan professional to confirm the validity of these projections. To learn more about the mortgage process or for information regarding rates, pre-approval, or starting the application process, please contact us at 510-623-8800.

will cost you $ less over the years.
Regarding Ownership for the Years

Total Tax Savings
Total Maintenance
Selling Price
Equity Upon Sale
Selling Costs
Comparison of Payments

  Renting Owning
Monthly Rent
Principal and Interest
Taxes and Insurance
Mortgage Insurance
Total Monthly Payment